Due provides a range of retirement accounts to make your retirement planning easy, secure, and hassle-free.
Earn 3% on your contributions, with no hidden fees.
With a Due retirement plan, you’ll always be able to see your contributions and track their growth.
As your funds grow at an annual rate of 3%, you’ll be able to watch your savings compound each month, moving you closer to your retirement.
You can also add bonuses to boost your distributions and enjoy a richer life after work.
At Due, we make saving for retirement easy. We guarantee that your retirement funds will enjoy a 3% growth rate every year. Whether the market booms or busts, you’ll always know exactly how quickly your retirement savings are growing.
Retire after the age of 65, and enjoy a monthly, guaranteed income.
Planning for your retirement can be complex and risky. Interest rates can vary so that you never know exactly how much you’ll receive when you retire or whether you’re still on track to the retirement you want. With so many plans and so many options, it’s too easy to procrastinate, losing many of the benefits of compound interest and reducing your retirement income.
At Due, we think retirement planning should be simple and predictable.
That’s why we pay a fixed rate and guarantee a monthly income after you retire. It’s easy.
Your retirement fund will grow at a guaranteed rate but you can still improve your retirement by increasing contributions.
Save more each month as your income grows. Make one-off contributions when you land a bonus. You can even reduce your contributions if your income tightens. Your Due retirement fund can change as your life changes.
It’s the moment we work towards—or dread. After about 40 years of work and effort, we’ll be ready to hang up the keyboard or put away the work clothes. We’ll be able to ignore the Zoom invitations and spend our days doing… whatever we want. Instead of typing up emails or making sales pitches, we’ll be able to plan cruises or redesign the garden.
We’ll have time.
But enjoying retirement depends on having the resources to enjoy it. Retirement might remove the burden of work but it also removes the benefits of a salary. In order to make the most of our last years, we need to begin preparing for them a long time before we reach them. We need to put aside money so that we no longer have an income from work, we have funds that can work for us.
This guide to retirement will explain everything you need to know about the years after your work, and the financial planning you have to do now.
This guide to retirement won’t tell you how to have a good time. We assume that you know how to do that.
Instead, we’ll talk about the four stages of retirement because few life changes are more important. You should understand what awaits you in your last—and hopefully best—decades of life. We’ll tell how to make sure that you really can enjoy those years.
We’ll start talking generally about when you can retire, how much money you’d like to have when you retire, and how much you can realistically expect to receive when you stop working.
But the details matter. There are a number of channels that you can use to save for retirement. You might receive a pension or buy an annuity. You could also fund a 401(k) and yoou will receive Social Security payments. We’ll talk through what each of them mean, what they can deliver, and what you need to know before you put money in them.
Finally, we’ll talk about what you need to do now to to plan for your future.
When we talk of retirement, we usually imagine a single period stretching from the last day of work to the last day of life. We may no longer have a schedule to fill but the days do look similar: a mixture of gardening, grandchildren, and golf.
In practice retirement isn’t a single, unchanging period. A report in 2016 from Age Wave and Merrill Lynch identified four different stages in retirement.