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Photographers Guide

Retirement planning for photographers

Arrange the future you deserve

Become a freelancer
Snapshot of Success

The snapshot of a successful photography business is a portrait with many subjects, including marketing, sales, strategy, information technology and financial performance. Success comes from effectively creating an efficient and productive business model that works while you focus on taking pictures.

Visual Learning Guide

Check out this visual learning guide for starting, managing, and growing a photography business. It includes everything from becoming a photographer and selecting the niche that’s right for you to creating a portfolio, locating clients, and setting rates. Each section provides direction so your shot at the photography business is the right decision.

Preparation Always Matters

As a photographer, you know that preparation matters. Set the right equipment in the right place at the right time, and you’ll see the results on the camera. The work you do now saves more work later.

Retirement planning requires the same discipline. The more you prepare now, the bigger your retirement income will be in the future. At Due, we keep it simple. Save each month and earn 3% interest, with no hidden fees, all the way to your retirement.

When can you retire?
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Check Your Results

The only way to take good shots is to shoot, check, and shoot again. Due’s retirement plans for photographers let you keep your routine. Contribute each month, check your account, make adjustments, and watch your savings grow.

What Is a Retirement Plan for Photographers?

Only around a third of photographers are salaried and can expect 401(k) plans with matching benefits. About 63 percent are self-employed. Their incomes depend on event gigs, on stock sales, and on assignments. Their retirement plans are entirely their responsibility. Due makes meeting that responsibility easy. Set up a payment plan, earn 3 percent, and know exactly how much you’ll earn when you retire.
Marketing and Promotion
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Focus on the Shoot, Not Your Taxes

A retirement plan with Due can help to lower your taxes. Deduct your contributions and keep more of your income when you’re ready to hang up your camera.

Why choose Due for your retirement fund?

You can’t control natural light. Subjects have their own minds. And as for clients, they know what they want… until they don’t. One thing you can control is your retirement. Whether you’re a staff photographer making the most of a 401(k) plan or self-employed with only your own savings to fall back on, you should have your own retirement fund. Due gives you an easy, predictable way to put money aside for your future.

Applying for an account is free and takes about two minutes. In less than the time it takes to check the light and adjust your settings, your retirement plan can be up and running.

Smart Tax Moves
Get Started
Applying for an account is free and
takes less than 2 minutes



The U.S. Bureau of Labor Statistics anticipates that the job outlook for photographers is expected to increase by just 4% from 2012 to 2022. The main reason for this slower than average growth is because companies are turning to freelance photographers as opposed to still hiring an in-house photography. That stat, however, shouldn’t deter you if you have a great eye and passion for capturing a story or event. A career as a professional photography can be fulfilling both creatively and financially – even as a freelancer.

Chapters - Photographer

Photographer FAQs